M5 Completion Summary — Disclosure and Verification

What's done

Nothing — no disclosure or verification code exists in the repository today. This was scoped as the platform's second delivery drop from the start, so this is expected, not a red flag on its own.

What's outstanding

The entire feature area: disclosure requests, wallet-side disclosure, verification integration, the 5 Velocity checks display, PDF reports, and the credits/vouchers mechanism.

Recommendation

This is the milestone most at risk of slipping. Two scope questions (disclosure-policy configuration depth, and the exact credits/vouchers mechanism) need answers before a reliable estimate can even be given — push to get those answered during M1/M2 so M5 can start building on day one of its window rather than losing the first week or two to scope discovery.